Mortgages With Options
Providing mortgage services that best fit our clients’ needs.

Reverse Mortgage Red Deer Experts You Can Trust!

What is a reverse mortgage?

Though reverse mortgage products have been around since the 1960’s, their popularity has grown in the past twenty years. Though many have heard the term “reverse mortgage”, most still have questions like, “What is a reverse mortgage and how does it work?” or “What are the benefits to a reverse mortgage?” and “Do I still own my home?” These and many more questions will be answered as you read through our reverse mortgage information on this website. We have been helping Red Deer reverse mortgage customers for years, and we are happy to answer your questions!

Canadian demographics show an ageing population. If you belong to the baby boomers or an earlier generation, you are in a unique situation. Do you have enough to live comfortably? If you are finding it more expensive than anticipated, a reverse mortgage (also known as an equity release or Chip reverse mortgage) may be for you. Click a title below to learn more about what a reverse mortgage is.

  • The best mortgage broker in town, hands down! Collin is so easy to work with and trustworthy. I recommend him to everyone!
    Victoria D.
    Victoria D. Google Review
  • Fantastic experience. Collin was super helpful during both the pre-approval and approval process. Really appreciated the follow up and quick responses to all my questions and scenarios I wanted numbers crunched for. Highly recommend!
    Anna R.
    Anna R. Google Review
  • I’ve been dealing with Collin over ten years. He is simply amazing! Everything was clear, made the process of buying my house so easy. He worked extremely very hard-far exceeding my expectations as always. He is reliable, knowledgeable and genuine.

    Heather B.
    Heather B. Google Review
Collin Smith, Mortgage Broker

Considering a reverse mortgage?

If you have done your homework and are ready to get in touch with us, click the button to send us a message or call us direct at 403-302-2492.

Other Mortgage Services

Reverse Mortgages

Pull the equity out of your home for renovations, travel, education, a new vehicle or whatever your needs.

First Time Home Buyers

Congratulations on taking the step to buy your first home. I am here to help you through the process and answer all your questions.

Separation or Divorce Mortgages

Life doesn’t always go according to plan. I can guide you through the process of setting up a divorce mortgage, step by step.

New to Canada Mortgages

If you have immigrated to Canada, we can get you in a mortgage program that can help you buy a home.

New Construction Mortgages

We can help get you into a construction mortgage that suits your needs. We also set up builder mortgages for contractors.

Self Employed Mortgages

Every small business owner knows getting a mortgage is difficult. We have access to lenders and programs that work well.

Investment Properties

We have access to lenders who are willing to work with investment properties, even when others have restrictions.

Purchase Plus Improvement Mortgages

Reno the kitchen, change the flooring or add an addition. We have mortgages that provide a little extra to get your project done.

  • First time home buyers and Colin was a complete dream to work with. It was definitely the most nerve-racking part of the whole process and he make it a lot less scary. 10/10 Highly recommended

    Jessica L.
    Jessica L. First Time Home Buyer
  • Collin was very good at getting all our paperwork in well ahead of time and responding to any questions within minutes sometimes. Spent most of our time waiting on the other party (wish they used Collin). Highly recommend his services.

    Mitchel W.
    Mitchel W. First Time Home Buyer
  • We are first time home buyers and Collin has made our house purchase stress free, and enjoyable. Collin has made sure we understand everything to the full extent and I can’t thank you enough ! I would definitely recommend his services to my friends and family.
    Sonya M.
    Sonya M. First Time Home Buyer

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