Mortgages With Options
Providing mortgage services that best fit our clients’ needs.

What is a reverse mortgage?

Though reverse mortgage products have been around since the 1960’s, their popularity has grown in the past twenty years. Though many have heard the term “reverse mortgage”, most still have questions like, “What is a reverse mortgage and how does it work?” or “What are the benefits to a reverse mortgage?” and “Do I still own my home?” These and many more questions will be answered as you read through our Reverse Mortgage section of this website.

Canadian demographics show an ageing population. If you belong to the baby boomers or an earlier generation, you are in a unique situation. Do you have enough to live comfortably? If you are finding it more expensive than anticipated, a reverse mortgage (also known as an equity release or Chip reverse mortgage) may be for you. Click a title below to learn more about what a reverse mortgage is.

  • I’ve been dealing with Collin over ten years. He is simply amazing! Everything was clear, made the process of buying my house so easy. He worked extremely very hard-far exceeding my expectations as always. He is reliable, knowledgeable and genuine.

    Heather B.
    Heather B. Google Review
  • Collin was very good at getting all our paperwork in well ahead of time and responding to any questions within minutes sometimes. Spent most of our time waiting on the other party (wish they used Collin). Highly recommend his services.

    Mitchel W.
    Mitchel W. First Time Home Buyer
  • Collin was very informative and explained every process to us. He even gave us suggestions on how to help save us money on our mortgage for the future. Thanks Collin!

    Andrew & Chrissy M.
    Andrew & Chrissy M.
Collin Smith, Mortgage Broker

Considering a reverse mortgage?

If you have done your homework and are ready to get in touch with us, click the button to send us a message or call us direct at 403-302-2492.

Other Mortgage Services

Reverse Mortgages

Pull the equity out of your home for renovations, travel, education, a new vehicle or whatever your needs.

First Time Home Buyers

Congratulations on taking the step to buy your first home. I am here to help you through the process and answer all your questions.

Separation or Divorce Mortgages

Life doesn’t always go according to plan. I can guide you through the process of setting up a divorce mortgage, step by step.

New to Canada Mortgages

If you have immigrated to Canada, we can get you in a mortgage program that can help you buy a home.

New Construction Mortgages

We can help get you into a construction mortgage that suits your needs. We also set up builder mortgages for contractors.

Self Employed Mortgages

Every small business owner knows getting a mortgage is difficult. We have access to lenders and programs that work well.

Investment Properties

We have access to lenders who are willing to work with investment properties, even when others have restrictions.

Purchase Plus Improvement Mortgages

Reno the kitchen, change the flooring or add an addition. We have mortgages that provide a little extra to get your project done.

  • I’ve been dealing with Collin over ten years. He is simply amazing! Everything was clear, made the process of buying my house so easy. He worked extremely very hard-far exceeding my expectations as always. He is reliable, knowledgeable and genuine.

    Heather B.
    Heather B. Google Review
  • Collin was very helpful to us, you can tell he genuinely cares about his client and you know he will got to bat for you to get you the best rate. His services are free so there is essentially no risk to letting him be your broker. He came highly recommended to us and got our approval completed in no time. I would definitely use him again if he didn't already help us get our dream house.
    Brett L.
    Brett L. Google Review
  • If you want a guy that looks out for your best interests, and makes a mortgage as painless as possible, Collin is your guy! Thanks for looking out for us Collin!

    Kyle L.
    Kyle L.

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